You know what happens five days before Christmas? We panic, we whip the credit cards out just to be sure everyone has enough gifts to open. The budgets we set go out the window. The stress turns us into crazy, cranky people and by the big day we’re exhausted and not very Christmassy at all. If you’re feeling like you’re circling the drain, take a breath and let me help get you on back on track. There is still time to have a peaceful Christmas. You just need to take a few minutes to make a plan that will save you money, time and your sanity.
