Alberto Ochoa, CEO of Smart Buy Insurance and Nevada Health Link broker grantee, left, talks with U.S. Rep. Susie Lee, D-Nev., after a news conference kicking off the start of the state’s annual health insurance enrollment through the Silver State Health Insurance Exchange at the Southern Nevada Health District on Tuesday, Nov. 1, 2022, in Las Vegas. (Chase Stevens/Las Vegas Review-Journal) @csstevensphoto