Pahrump among the cheapest for motorcycle insurance in Nevada

As temperatures continue to rise, more and more motorcyclists will hit the road all around the area to enjoy the surrounding open roads and scenery Southern Nevada has to offer, including here in Pahrump.

Luckily for town residents, insurance rates for locals who own a two-wheeled vehicle of their own are among the cheapest in Nevada.

According to the website ValuePenguin, Pahrump ranks near the middle of the pack in the state, at No. 14 out of the 29 cities/towns included in the motorcycle insurance report.

The average yearly premium for motorcycle insurance in town sits at $447, which is almost seven percent below the state average of $480 per year.

The study broke down the cheapest rates into three tiers, of which Pahrump made tier 3. Tier 3 includes six places with motorcycle insurance rates ranging 2.4 percent to 7.8 percent below the state average. Tier 1 had insurance rates between 14.7 and 14.9 percent below state average (five cities/towns) and tier 2 included insurance rates that were between 11.5 percent and 13.4 percent below state average (seven cities/towns).

The study reviewed motorcycle insurance quotes for a sample policy revolving around a 45-year-old male who owned a Harley Davidson Street Glide model bike with no anti-theft device installed. The sample driver had a clean driving record and the quotes were compiled from Progressive, Nationwide, GEICO and Dairyland insurance providers.

The sample policy includes bodily injury protection $100,000 per person/$300,000 per accident and $50,000 in property damage coverage. The deductibles for both comprehensive and collision coverage were $500.

Battle Mountain came in with the cheapest motorcycle insurance rate in Nevada with an average annual rate of $409 and Las Vegas topped the list of most expensive at $636 a year. Tonopah, the only other Nye County area that made the list, came in a few spots behind Pahrump at No. 17, with an average annual rate of $468 per year.

Contact reporter Mick Akers at makers@pvtimes.com. Follow @mickakers on Twitter.