Days left for Nevadans to get health care plan with added subsidies

Nevadans have until Sunday to apply through the state’s insurance exchange for a federally subsidized health plan with rates further reduced by the stimulus package.

The Nevada Health Link state exchange offers Affordable Care Act plans to individuals, contract workers and small business owners at subsidized rates. The stimulus package, formally known as the American Rescue Plan Act of 2021, increases these subsidies.

To claim these increased subsidies, applicants must apply by 11:59 p.m. Sunday.

Nevadans who collected unemployment this year may be eligible for plans where they pay zero in premiums, according to information from the Silver State Health Insurance Exchange, the state agency that operates Nevada Health Link.

The stimulus package also has expanded eligibility for an exchange plan to those making more than four times the federal poverty level. The federal poverty level for one person is just under $13,000.

Monthly premiums are based on yearly estimated household income.

The online exchange allows Nevadans to compare more than 50 quality health insurance plans.

Those already enrolled in a plan can log into their accounts and apply their subsidy increases.

To apply or for more information, visit https://enroll.nevadahealthlink.com/hix/.