61°F
weather icon Clear

September is National Preparedness Month: Do you have a disaster plan?

As Pahrump continues to deal with the impact of the COVID-19 crisis, it’s important to recognize that other disasters can still occur throughout the year —- often with little or no warning. When these events happen, safety is the number one priority, leaving little time to think about the financial information or records needed to help with the recovery process.

September is National Preparedness Month – the perfect time to create a disaster preparedness plan if you don’t already have one.

A good place to start (if you don’t have an existing plan) is to visit Ready.gov and the American Red Cross. Each of these sites provides valuable information and resources that can assist in developing a plan for you and your family.

Here at Wells Fargo, we’re pleased to offer the following tips that can help ease the recovery process should you be impacted by a disaster:

1. Save important documents, such as birth and marriage certificates, wills, deeds, tax returns, insurance policies and stock and bond certificates, on a thumb drive. These records are often needed for tax and insurance purposes.

2. Use a smart phone or camera to make a visual record of your possessions, including cars, boats and recreational vehicles. Or perhaps, write an inventory list.

3. Photograph the interior and exterior of your home, including landscaping, making special note of any improvements, such as a patio, fencing or outbuildings, as these may increase property value and help with insurance claims.

4. Check with your insurance company to review what your policy covers and determine if additional insurance/coverage is needed. For example, emergency shelters may not be an option for families who are displaced by a disaster given the social distancing guidelines brought on by COVID-19, so customers may want to consider looking into coverage for temporary housing.

5. Consider setting up online banking, mobile banking, bill pay and electronic account alerts. This will help you stay on top of your accounts and bills if you’re displaced from your home. If you already have online banking, check to make sure that your online profile is up to date, in case your bank or lender needs to contact you post-disaster.

6. Have cash or an emergency fund that is easily accessible. A disaster can shut down local ATMs and banks. After a disaster, you may need cash for the first few days, or even several weeks.

If impacted by a disaster, wait until it’s safe to return to your property. Then assess for any property damage, including your home and automobiles. If you have sustained any damage, call your lender and insurance company to file a claim as soon as possible.

It is also helpful to know in advance if and what resources your financial institutions provide. Wells Fargo customers – including those with home mortgages, home equity, small business, and auto loans – can contact 800-TO-WELLS or visit wellsfargo.com/recovery to learn more.

COVID-19 has certainly taught all of us that disasters come in all shapes and sizes. And while our response plays a critical role in how we manage through events like this, preparation is equally as important. Developing a plan now could save you countless hours of work in the long run and make the financial recovery process a lot less stressful for you and your family.

Don't miss the big stories. Like us on Facebook.
THE LATEST
Nye County approves jail bond refi

With interest rates in America so low and Nye County finally free from a bond clause that prevented it from doing so, earlier this year the county began the process necessary to refinance the bond that had been taken out to fund the construction of the Nye County Detention Center in Pahrump.

Serenity Health issues apology to Pahrump community

After nearly eight full months of providing COVID-19 testing to the local community without any reported problems, officials with Serenity Health have issued a formal apology to the community following a vexing night in which the health care provider ran out of testing materials and area residents who had been waiting in line were told they would not be able to receive a test that evening.

A more thankful, less stressful holiday

In a year that’s already proven “interesting,” Thanksgiving will be no exception. Lots of folks are hosting smaller gatherings, meaning fewer people to bring dishes or help in the kitchen. Some may be making their very first Thanksgiving dinner. To assist in making this a low-stress, enjoyable holiday for all, I offer a few tips.

$500k in chip sealing set for Pahrump roadways

In August of this year, Nye County commissioners gave the green light to resurrect the county’s long-dormant chip sealing program and with approval of a list of selected roads granted and the construction contract officially awarded, the 2020 Chip Seal Program is now ready to roll.

Local man facing child sex charges

A Pahrump man was arrested this month over allegations surrounding child pornography.

Pahrump Gunfighters forced to cancel show

For many years the Pahrump Gunfighters have entertained and thrilled the local community with their Old West shows and skits at Dusty Flats on West Stagecoach Road.

Kellogg Park concrete contract awarded

What once was bare land covered in nothing more than sparse desert vegetation is slowly but surely giving way to what will one day be the town of Pahrump’s fifth park, Kellogg Park.

Walmart more than doubles number of personal shoppers

Saying that more than ever the company knows how important it will be for customers to use time-saving services such as pickup and delivery, Walmart has more than doubled the number of personal shoppers versus last year.

Nevada flu vaccination data dashboard launched

Nevada’s influenza vaccination data dashboard is now live providing weekly updates of information from Nevada WebIZ, Nevada’s Immunization Information System. This new tool will help Nevada’s fight against influenza, a critical step in the fight against COVID-19.

BLM postpones wild horse gather at Fish Creek HMA

The Bureau of Land Management Mount Lewis Field Office is postponing the 2020 Fish Creek wild horse gather to later this year or early 2021 because of operational concerns with COVID-19 related to this particular gather.